Ripple Effects
Our monthly newsletter on money, climate, and the future of our planet.
Every month, we curate the best thinking at the intersection of ethical investing, climate solutions, superannuation, and the future of business. This includes a mix of our articles and others’ in the industry.
We include the best of what we're reading, events worth knowing about, podcasts and books we recommend, superannuation legislation changes and more.
No spam. Just ideas, news and perspectives worth a read.
Your Super is Betting on the Earth. Here's What That Means.
Your super isn’t just invested in markets—it’s invested in the natural systems that power the global economy. From water and soil to biodiversity and climate, here’s what that means for your retirement and why it matters more than most investors realise.
Super’s Next Frontier Is Inclusion
Australia’s $4 trillion super system shapes retirement outcomes at scale. New research shows structural barriers still limit access and outcomes for First Nations Australians, with reforms now pointing toward a more inclusive, culturally aligned system that compounds fairness over time.
Why Your Super Fund’s Climate Choices Could Shape Your Retirement
As climate risks grow and the energy transition accelerates, the investment decisions made by super funds today could influence not only long-term returns, but also the financial resilience of Australians’ retirement savings.
How the Middle East Conflict Could Affect Your Superannuation Balance
What does a Middle East energy shock mean for Australian superannuation balances? This article explains how oil prices, inflation and global markets ultimately flow through to retirement savings.
2026 Changes To Super & Taxes: Payday, Parental Leave & Taxing >$3bn
From Payday Super to super on paid parental leave and proposed changes for very large balances, Australia’s super and tax system is evolving. This article outlines what’s changing in 2026 and how to think about these reforms in the context of long-term financial wellbeing.
Why January Is The Best Time To Review Your Super & Retirement Plan
Feeling overwhelmed about your super and retirement? Learn why January is an ideal time to plan, backed by research on retirement confidence and early engagement.
5 Practical Steps For Australians Nearing Retirement
Australia’s retirement wave is accelerating and turning super into a reliable income is now the real challenge. This article breaks down key insights from MLC’s 2025 paper and shares practical steps pre-retirees can take to manage sequencing risk, inflation, longevity and Age Pension planning with more confidence.
The New Super Rule That Will Help Your Money Grow Faster
From 1 July 2026, employers must pay super within 7 business days of payday. Here’s how the change protects workers, boosts compounding, and strengthens Australia’s retirement system.
Retiring Soon? Here’s Why Your Super’s Climate Impact Matters
New research shows climate-aligned super funds can match or outperform traditional investments while reducing climate risk. Here’s why it matters for Australians nearing retirement.
The Top 8 Questions Asked About Inflation & Superannuation
Understand how inflation affects your superannuation balance, investment strategy and drawdown rate as we answer 8 FAQ.
Is Your Super Funding The Future You Believe In?
Join our free webinar on 20th Nov to learn how to check your super fund, understand its impact, and align your money with your values.
Labor’s Revised Super Tax: What The Changes Mean for Australians
Labor has revised its high-balance superannuation tax, dropping plans to tax unrealised gains and indexing the $3 million threshold to inflation. Here’s what the changes mean for investors, workers and retirees.
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